What will I pay?The LAP-BAND® Has Never Been So Affordable!Often, the cost of the LAP-BAND® System procedure is covered by your insurance company. True Results has made it easier than ever to determine the specifics of your insurance coverage. Contact us or your health insurance provider to determine the specific requirements of your policy regarding the surgical treatment for obesity when medically necessary. True Results pricing varies by location and is discussed at your free informational seminar.   InsuranceIf your BMI is 35 or higher, weight loss may be considered a medical necessity. That means your LAP-BAND® procedure may be covered by your health insurance policy as it is for 68% of our patients*. Insurance companies often require the completion of a medically supervised weight-loss program before approving bariatric (weight-loss) procedures. Our medically-supervised program satisfies insurance carrier’s approval requirements.
Although many insurance companies now cover the LAP-BAND® procedure, True Results cannot accept Medicare, Medicaid, and Tricare Plans. If you do not have coverage, we invite you to call 1.800.324.2694 to discuss the other options that are available. To start the verification process, just schedule a free informational seminar, or if you prefer, call 1-800-324-2694 to sign up for a free individual education session, at the True Results center nearest you. Cash/FinancingIf your BMI qualifies you as a patient and you are not covered by insurance, you’re still in luck. True Results has arranged special financing options through several financial institutions with payments as low as $11 per day. With or without insurance, the cost of obesity itself is often very high. Several studies show that overweight and obese individuals, on average, pay over $15,000 a year in out-of-pocket healthcare and other obesity-related expenses. Thus, Lap Band surgery may not only play a significant role in improving your health and quality of life, but save you money over time by lowering your obesity-related expenses.
Also, as a self-pay patient, you can begin the procedure as soon as you need – without having to wait for insurance protocol approval. Understand your finance options by scheduling a free informational seminar, or if you prefer, call 1-800-324-2694. You may also sign up for a free individual education session at the True Results center nearest you. True Results has teamed up with CareCredit to offer you several payment plans to cover the cost of the procedure.
CareCredit offers high approval ratings for all healthcare related expenses from 6 months to 5 years. True Results has formed a relationship with this company to provide low monthly payments at low interest rates as shown in the example below. Calculate your estimated payments (No interest loans are not available at any True Results facility), or give us a call at 1.800.324.2694 for assistance.
*CareCredit Extended Payment Plans (estimated monthly payments include interest). No interest loans are not available at any True Results facility. To APPLY ONLINE with CareCredit, select your region from the drop down below:
Other Payment OptionsA discount is provided to individuals who wish to pay cash for the procedure. Whether the source is a 401K, stocks, bonds, mutual funds, health flex savings account (HFSA), tax refund or just money you've been saving - the LAP-BAND® procedure can be the best investment you've ever made and substantially improve your health and quality of life. Also, having the procedure may entitle you to receive thousands in potential tax savings (speak with your tax advisor or read the IRS publication for more information). Have a Question?Give us a call at 1-800-324-2694, or Ask a LAP-BAND® Expert to receive an answer via e-mail.  * Insurance coverage plans will vary and patient’s expenditures are subject to insurance co-pays, deductibles, and/or maximum out-of-pocket limits. References: 1. Health Management Research Center, University of Michigan, 2001; 2. U.S. Bureau of Labor Statistics, Consumer Expenditures in 2001; 3. Source: Colditz, GA. "Economic costs of obesity and inactivity", Med Science Sports Exercise, 1999; 4. Marketdata Enterprises, Inc., 10/02; 5. U.S. Bureau of Labor Statistics, Consumer Expenditures in 2001 |
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