Lap Band Surgery Payment Options
True Results will help you find a way.
Deciding how to pay for the Lap Band is an important step in the process. As the largest provider of the Lap Band procedure in the United States, we have extensive experience in working on your behalf to secure the insurance coverage you deserve. We’ve also fostered long-term relationships with trusted credit providers. That’s why True Results provides a team of experts whose sole purpose is to help find the most affordable option for your unique needs.
Insurance
Did you know that 68% of our Lap Band patients are covered by insurance*? Let us help you determine the specifics of your policy. True Results has a team of dedicated people who are experts at handling the complex issues of your specific health plan, and they are here to do the work for you — for free. Wondering if your insurance covers the Lap Band procedure? Fill out our insurance verification form. If your BMI is 35 or higher, weight-loss may be considered a medical necessity which means you may have benefits for bariatric surgery under your current insurance plan.
And while the specific requirements may vary somewhat from provider to provider, most major insurance companies cover it. Please note, we are unable to accept Medicare, Medicaid, Tricare, or federally funded plans.
Cash
Whether you save up, use funds from your Health Flexible Spending Account or 401k, or take advantage of a tax refund, paying out of pocket has many advantages. Our very affordable cash pricing lets you avoid insurance requirements – allowing you to begin your weight-loss journey right away. We accept most major credit cards and cashier’s checks. Talk to your True Results representative to learn more.
Financing
Your Patient Advocate can assist you with arranging special financing options through our trusted credit provider, CareCredit — with low monthly payments. In most cases, we’ll get an answer in as little as 90 seconds. Apply now.
With today’s rising health costs, now is the time to consider the Lap Band procedure. But you should know: extra weight often goes hand in hand with extra financial burden. Studies show obesity increases a person’s healthcare costs by 36% and medication costs by 77%, compared with people in a normal weight range.1
Knowing this, you may want to consider your own:
- Out-of-pocket healthcare expenses
- Prescription and over-the-counter medication costs
- Doctors/specialists, office visits, lab work, physical therapists, etc.
- Employment inactivity (missed work)
- Non-surgical weight-loss programs (WeightWatchers®, Jenny Craig®, etc.)
- Increased grocery and dining costs
In addition to having affordable options, self-pay has an added benefit — you can schedule your procedure as soon as you like. Not having to wait for insurance approval and protocols means your True Results journey can begin. Now.
1 Source: Sturm R. The effects of obesity, smoking and drinking on medical problems and costs. Health Aff. 2002;21(2):245-253.
* Insurance coverage plans will vary and patient’s expenditures are subject to insurance co-pays, deductibles, and/or maximum out-of-pocket limits. References: 1. Health Management Research Center, University of Michigan, 2001; 2. U.S. Bureau of Labor Statistics, Consumer Expenditures in 2001; 3. Source: Colditz, GA. "Economic costs of obesity and inactivity", Med Science Sports Exercise, 1999; 4. Marketdata Enterprises, Inc., 10/02; 5. U.S. Bureau of Labor Statistics, Consumer Expenditures in 2001.
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